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Mimi/insurance Question


simon77

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Hello,

 

First time poster here. My partner, Ruth, and I have had Mimi for a week now and she's settling in well and is a cracking little dog. We took her to the beach yesterday - there are some pics of that and her first day with us at:

 

http://picasaweb.google.co.uk/simonndixon/...feat=directlink

 

Could anyone recommend good pet insurance for Mimi? She's 12, healthy, with no known conditions. Post office have quoted £416/year. M&S was a bit cheaper but their excesses are huge (£90 + 20% of anything above that). Any advice would be gratefully received.

 

Best wishes,

Simon

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As others have said with an older dog the premiums can be VERY high. I took a chance with my late Alice and took out insurance for Accidents & Third Party then put about £20 into a high interest account each month and hoped it would mount up to cover any vet bills. At least that way I could put my mind at rest in case she damaged herself while hurtling around.

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Axa get good reports.

 

As she is an older you could also look at policies that give cover up to a set amount, such as £5000, for each incident, for as long as it takes to reach the policy limit and are usually cheaper than lifetime cover such as Axa gives.

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Hi Simon.

 

Good to see you here. I've got Scooby my JRT (also through Oldies Club) insured with AXA. He's 12 ish. I pay £17.91 per month. When shopping around be careful and read all the detail. Some of them will pay out more than others and also some will only pay up to a certain amount for each type of illness etc. When I was looking for insurance in September last year AXA came out on top so I went with them.

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Hi everyone,

 

Thanks to you all for your comments. We'll shop around a bit more, but having got a few quotes it looks like saving up might be the best bet. Mimi has a passport - she might as well have her own bank account too.

 

Best wishes,

Simon

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Hi Simon, welcome to the forum :flowers:

 

I had my oldie insured with M&S but that was a few years ago now when the policy was better I think. I think I would look to AXA over M&S now.

 

If I put money away for vet bills, I would still look at third party insurance - I have heard that some house insurance policies include this but it's not something I've looked into as I've always had it with the general pet insurance.

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