Karen Posted September 18, 2011 Report Share Posted September 18, 2011 I was just about to run a quote through Petplan for insuring a dog and you have to click a box to confirm several things...I can understand the first 3 but the last two seem a bit odd. I do work from home some of the time, but I can't honestly see what difference that would make one way or the other. Any bright ideas? Your pet has not had a claim or complaint made against it in the past 5 years. Your pet has not attacked, bitten or been aggressive towards a person or other animal or shown any aggressive tendencies. Your pet is not connected in anyway with a trade occupation or business. Your pet does not live in premises that sell alcohol. Neither you nor anyone living with you, work from home, nor is your pet taken to work with you or anyone else. Link to comment Share on other sites More sharing options...
K9Fran Posted September 18, 2011 Report Share Posted September 18, 2011 I was just about to run a quote through Petplan for insuring a dog and you have to click a box to confirm several things...I can understand the first 3 but the last two seem a bit odd. I do work from home some of the time, but I can't honestly see what difference that would make one way or the other. Any bright ideas? Your pet has not had a claim or complaint made against it in the past 5 years. Your pet has not attacked, bitten or been aggressive towards a person or other animal or shown any aggressive tendencies. Your pet is not connected in anyway with a trade occupation or business. Your pet does not live in premises that sell alcohol. Neither you nor anyone living with you, work from home, nor is your pet taken to work with you or anyone else. I guess it's to rule out 'guarding or protection' dogs, or the possibility of the dog biting somebody on your employers premises. Link to comment Share on other sites More sharing options...
Karen Posted September 18, 2011 Author Report Share Posted September 18, 2011 Rosie is insured with Petplan, so I wonder if I am invalidating her insurance? Maybe they know how dangerous a labrador greeting visitors with a womble toy in her mouth can be Link to comment Share on other sites More sharing options...
blackmagic Posted September 18, 2011 Report Share Posted September 18, 2011 It is for third party liability. If you come into any of the categories I expect your third party cover will be void. If they were really nasty they could void the whole cover. Link to comment Share on other sites More sharing options...
Karen Posted September 19, 2011 Author Report Share Posted September 19, 2011 What's the difference I wonder between being at home all day as a retired person or with children and working at home? Link to comment Share on other sites More sharing options...
Ceredigion Animal Rescue Posted September 19, 2011 Report Share Posted September 19, 2011 off to check the small print in my policy, did not get asked that and I work from home so would hate to find I have been paying 4 lots of invalid insurance..... the chickens are more danger to visitors than the dogs! Link to comment Share on other sites More sharing options...
blackmagic Posted September 19, 2011 Report Share Posted September 19, 2011 What's the difference I wonder between being at home all day as a retired person or with children and working at home? If you contact them you might find that it only applies to any claim connected to the business use , so cover for any damage or injury to people visiting the premises in connection with the business. Strangers coming to the house represent more chance of a possible third party claim- more people coming and going , more potential for the dogs to react to them in a friendly way or otherwise, and more potential for the dogs to get loose and cause trouble, and maybe more potential for theft of a dog. But it better to be safe than sorry. A few years ago many people were disturbed to learn that when their insurance company said they did not cover dogs used for breeding that it did not mean just for anything related to breeding but they did not cover them , full stop, and their insurance was invalid. Link to comment Share on other sites More sharing options...
Recommended Posts